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All kinds of a Good Friday!

February 12th, 2010 at 10:53 am

Couldn't ask for a much better day, lots of good news and things have gone through.

Woke up this morning to find the Federal Tax refund has been deposited into the bank. $3500 to savings, $3000 of which will go to probably my ING account as it atleast gets some interest. Paid off the remaining balances on my Dell Credit account $1348.51, CC#1 $306, CC#2 $349, CC#3 $325, also mailed the remaining $300 payment to my grandparents for the help when we were both layed off and hadn't got the first check in yet. That was a huge thing for me to get them paid off, and I got it done 3 months in advance. I also left about $500 in the checking as I needed to stock up on my vitamins and supplements (ordered from Puritans Pride and took advantage of there Buy 2 get 3 Free deal at puritan.com this is also the same brand as Vitamin World). Lastly I paid $113.98 to AAA as I like to keep it as I've used it several times and has more then paid for itself in the last 4 years.

I got paid right away from my Ebay sale last night and withdrew it to my Bank account this will go into saving along with the $1600 I deposited today from items sold over the last few weeks.

So next week I should have $5000 to transfer to my ING account at 1.27% interest.

Got the confirmation letter today from the Unemployment Office with a gauruntee of another 17 weeks of unemployment if i need it. Have a line on a new job but with all the snow and cold weather will probably be another month atleast before I can count on it.

With everyone paid up and paid off I went and redid the budget.

Bills and Spending

Rent: $745
Sprint: $127
Qwest: $ 70
Alliant Energy: $117
Sallie Mae: $ 81
Auto Savings: $ 25
Gas for Auto: $260
Food: $500
Misc: $ 50
Laundry Quarters$ 30
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Total: $2080

Monthly Income

Craig: $1652
Wife: $1004
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Total: $2656

Monthly Difference +$576

Note we don't have too much misc spending as we eat and prepare all of our meals at home, baby is breat fed, cloth diapers and if he wants food gets what we eat veggies, eggs, etc. We do most of our laundry here at the apartment but if we have alot of items I take them over to my mothers house and do them or she offers to do them for us, a perk when you gift them 6 month old front loading washer and dryers when we moved. This saves us some money and time but I do still have to atleast take and drop them off.

So barring any major vehicle problems we should be able to start putting even more money away.

My goal for the remainder of this month is to use less gas in the vehicles, put as much as I can into savings, more NSD as I don't really need anything I just go to browse when I get bored. Also I want to keep up with my blogging as it keeps me more in check.

Sorry for the long post everyone have a great weekend.

4 Responses to “All kinds of a Good Friday!”

  1. Ima saver Says:

    You are doing a great job! Stick to it!!

  2. Purple Flower's Says:

    Great job paying off the CCs.

  3. cptacek Says:

    So it looks like the only debt you have left is your student loan? That is great!

  4. Jerry Says:

    Breastfeeding is not only the best insurance of healthy food for the baby, but it sure leads to some great financial savings! Great work on the progress you are making...
    Jerry

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