Well I'm somewhat back on track for the month. I did go and purchase Quicken 2007 Home and Buisness as I've needed some good accounting software and since the wife is starting her own massage buisness I figured I would go with what I wanted to use. It is great for what I have figured out all ready, now to figure out all the little stuff. Tracking our 5 personal accounts and her 1 buisness account from 1 page is great. Now to find a place to invest some money. Anyone have an ideas? I will start investing after the first of the year as to make sure I don't get laid off (I work construction). I need to find the best method of starting out with a couple of small investments of around $1k. By the end of next year I plan on setting up a Roth IRA for both the wife and I. I'm leaning toward the Vangaurd Retirement 2030 for my wife and
the Vangaurd Retirement 2045 for me. They look like easy to run investments and I would like to invest a little more else where as well but not sure where to go with it. If anyone has any good ideas on investment I would love to hear them as I'm reading all I can to find the best places to invest. Thanks for the wonderful site and the great blogs.

Craig

Well I have already shot down my November budget as I've missed 22 hrs of work out of 24 since the start of Nov. due to me coming down with bronchitis. Top that off with the visit to the chiroprator for and adjustment, accupuncture, laser therapy, and natural supplements for a total of $155 should have been $250 but since my wife is a Massage Therapist there I received a disount. Part of the bill can be claimed to insurance so I should get back about $80-90 from them. I do have insurance but don't care for western medical practices so I end up spending more when I get sick. If it wasn't for my wife and I wanting to have a child in the near future I would just cancel it and put the money into savings as I could have more in savings as the only thing it gets used for is 2-3 Chiropractor visits per month, but the dental has been great though. Well that's my rant for now. I did do fairly well last month as far as the budget goes since it was the first I figured kinda low and wasn't over too much, except for the vet bill. Now to figure out how to make some more money this month. How long does money have to sit in ING before I can transfer it to my emigrant and not lose my $25 sign on bonus? Well sorry for the long post but I feel better now.